Every day I get emails and phone calls from regular hardworking people who are getting beat up each month by a huge Connecticut home mortgage payment. My heart goes out to anyone who is fighting and struggling to keep their head above water and is raising a family at the same time. Being in the business that I am in I get the desperate pleas for help from single parents, first-time homebuyers or married couples that need help getting their Connecticut home mortgage payment back under control.

The biggest rock in the pocket that is holding many Connecticut homeowners down is their adjustable rate mortgage. Time after time I talk to families who did not get their credit scores up high enough to qualify for a fixed lower rate conventional mortgage and are at their wits end about their Connecticut home mortgage. If this is you do not wait another minute for your Connecticut home mortgage payment to blow up in your face and cause you to file bankruptcy, sell your home or go into foreclosure.

The other reason I see Connecticut home mortgages drowning homeowners is that they do not feel like they have the equity to refinance their mortgage. You would not know this fact, but you can actually go up to ninety five percent of your value of your home with a FHA mortgage and in some cases you may be able to go over the value of your home. I bet you did not know that one! However, unless the mortgage professional is experienced with structuring a Connecticut home mortgage that will do that then you up a creek without a paddle.

At the end of the day the thing that I see that absolutely devastates many Connecticut homeowners is procrastination and fear of being ripped off. If you are experiencing either one of these feelings give yourself a quick kick in the butt and get in gear. The worst time to try and get help with your mortgage is when you actually need help. Be proactive and not reactive.

More info on your stop foreclosure information search:

Get Free Foreclosure Advice and Free Refinance Quotes
Get your free on-line foreclosure refinance quote and free advice from foreclosure mitigation specialist in minutes. Compare real offers from top national subprime and hard money lenders... more...

Stop Foreclosure With Five Important Steps
Americans are facing financial hardships at record paces and preventing their home from going into foreclosure has never been harder. The most obvious problem they face is how to stop foreclosure, but they must also address their tarnished credit, a contracting mortgage market, their adjustable ... more...

Foreclosure Is Never Eminent
Foreclosure is legal action taken by a mortgage note holder against a mortgagor who defaulted on their note. If a home owner is unable to make the monthly mortgage payment as agreed, the bank or mortgagee has the right to file a petition for foreclosure at the county court having jurisdiction. The ... more...

Can a Second Mortgage Declare Foreclosure Before the First?
In most cases of foreclosure, it is the first mortgage company that initiates the process. The second mortgage may file its own foreclosure in order to protect its interest in the property, but even this is somewhat uncommon. The second lender would much rather work with the homeowners to find a ... more...

Foreclosure Secrets Revealed - Six Secrets You Absolutely Must Know About Foreclosures
Legal Disclaimer: Author is a licensed real estate agent and is not an attorney. This information is not intended as any form of legal advice. You should always seek the advice of competent licensed professionals. I have talked with or helped hundreds of families who have gone through foreclosure ... more...